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Insurance companies sell car insurance to those drivers who appear to be good risks. These high-risk driver insurers will cover high risk drivers in insurance.

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Unfortunately, as a first-time driver, the numbers aren't on your side. The risk of crash per mile driven is thee times higher for 16-19 year olds than for drivers age.

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One of the toughest things to live with if you're a driver is being labeled a High Risk Auto Insurance Driver. The classification results in higher premiums, tougher.

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